Insurance and capitalisation contracts: an overview of the advantages for Luxembourg legal entities
Insurance and capitalisation contracts are undeniably an essential addition for optimising a company’s cash flow from a tax perspective. In some cases, this solution can also provide an additional advantage regarding wealth tax, as well as protect the company’s funds in the event of the premature death of a key person. The combination of corporate structuring and wealth insurance engineering undoubtedly forms a winning duo for supporting good corporate cash management.
Family Governance: keys to meeting families’ long-term needs
Family governance has become a central topic for certain families and entrepreneurs. Preserving wealth across generations while avoiding conflicts, establishing a framework for decision-making within the family, and preparing for complex cross-border or even international succession: family governance can address all these requirements through the many tools available in Luxembourg, such as the life insurance contract offered by WEALINS.
Transgenerational transfer: solutions for effective succession planning
This is a topic that is often overlooked by Luxembourg residents. Most people remember that in Luxembourg there is little or no inheritance tax in direct line. However, they often forget very specific situations where good structuring via an insurance contract can be beneficial—such as managing a blended family, preparing for succession between siblings, or handling cross-border succession with children in Belgium or France.
International mobility: understanding the challenges and portability of Luxembourg life insurance contract
The mobility of (U)HNWI clients has increased in recent years, driven by tax optimisation, political stability, quality of life, and access to education, with the United Arab Emirates and Saudi Arabia as key destinations. Luxembourg life insurance solutions offer flexibility, tax advantages, and portability, enabling effective wealth management tailored to the needs of international families.
Innovation: shaping the future of wealth insurance
The wealth insurance sector is evolving rapidly, driven by digitalisation and new client expectations. WEALINS focuses on human and technological innovation to offer seamless experiences and enhance team agility, while reinventing collaboration and processes to create more value for all stakeholders in wealth insurance and wealth management.
Sustainability4all: commitment to sustainability
Finally, impact investing is emerging as a lever for the future. WEALINS presented the “Sustainability4all” fund in partnership with Candriam, reflecting the sector’s growing commitment to more responsible and sustainable finance.
